Dashboard Issue card Users Payouts Webhook endpoints Incoming webhooks Outgoing API calls Events API console Settings

Users

Users created through POST /users (or imported by id).

Create user

POST /merchants/v1/users

Must receive real SMS for onboarding. Blank = random.

Reuse it as user_external_id for events.

Import existing

GET /merchants/v1/users/:id

All users (1)

UserPhoneexternal_idStateWalletCreated
01a0d8ee… +79217948112 — onboarding —